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Personal Loans - Hire Purchase

Retail Finance

Geneva Finance can provide you with a pre-approved loan to allow you to become a cash buyer. You will need to provide us with proof of who you are, where you live and what you earn. Getting this information together in our hands is key to approving your loan. Once we have all the information required to process the loan, we can in many instances approve the loan and have the money available within the hour.

Loan repayments are flexible and can be tailor made to suit your budget.


To find out more contact our Direct Lending team on 0800 800 132 or click here to apply online.



Dealer Finance

Geneva Finance provides finance for the purchase of motor vehicles through licensed vehicle dealers throughout New Zealand. We believe that Geneva Finance offers dealers the opportunity to improve their sales success further through its range of products, fast turnaround on customer applications and its personal service designed to keep you fully informed at all stages of the finance approval process.

Key features:

  • Non-recourse Hire Purchase facility
  • Professional Finance and Insurance consultants to sign up your customers on or off your yard
  • Commissions payable with payout of each individual deal
  • Direct credit dealer payments the same day as receiving HP contract (overnight cleared funds) – subject to cut off times
  • Flexible terms and conditions to suit your customer
  • Fast, flexible approvals within 60 minutes
  • Active support for dealer promotional activity
  • We are profile lenders i.e. profile the client not the vehicle.
  • Full insurance range including Lifestyle Protection insurance, mechanical breakdown warranty, full comprehensive insurance and fire/theft/third party for learner/restricted license holders
  • No set deposit criteria
  • Flexible customer interest rates
  • Centralised processing center for specialist service and quick decisioning.