Insurance Services

Lifestyle Protection

Quest Lifestyle Protection Insurance pays you a nominated benefit if you are:

• totally disabled through accident or illness
• made redundant
• adjudicated bankrupt (if self employed) or
• provides a death benefit should you pass away.

Standard Vehicle Insurance

Quest Motor Insurance covers physical loss or damage to your vehicle caused by an accident, whether through your own actions or those of others. Cover includes fire, theft or illegal conversion of your vehicle.

Quest Motor Insurance also covers your legal liability for damage to other peoples’ property or injury to them arising from an accident caused by your vehicle, including legal costs.

Elite Vehicle Insurance

Quest Motor Insurance (Elite) covers physical loss or damage to your vehicle caused by an accident, whether through your own actions or those of others. Cover includes fire, theft or illegal conversion of your vehicle.

Quest Motor Insurance also covers your legal liability for damage to other peoples’ property or injury to them arising from an accident caused by your vehicle, including legal costs.

PLUS: If you suffer a total loss to your vehicle Quest will pay the financier any shortfall difference between the total loss payment received and the balance outstanding of the original loan contract owed to the financier, up to the limit you nominated in the insurance application form.

You may also qualify for on-road costs comprising delivery charges and registration in relation to the purchase of your replacement vehicle;  comprehensive motor vehicle insurance premium to be paid in relation to your replacement vehicle; and the excess in relation to the total loss of the vehicle.

GAP Insurance

If you suffer a total loss to your vehicle Quest will pay the financier any shortfall difference between the total loss payment received and the balance outstanding of the original loan contract owed to the financier, up to the limit you nominated in the insurance application form.

You may also qualify for on-road costs comprising delivery charges and registration in relation to the purchase of your replacement vehicle;  comprehensive motor vehicle insurance premium to be paid in relation to your replacement vehicle; and the excess in relation to the total loss of the vehicle.

Mechanical Breakdown

Quest Standard Cover

Your vehicle is covered for the reasonable costs of repairing or replacing the actual breakdown of mechanical or electrical components due to a sudden and unforeseen happening during normal use.

Quest Elite Cover

Quest Elite Cover covers you for everything as per Quest Standard Cover PLUS:

If the vehicle breaks down more than 100km from home, in addition to the normal roadside assist cover, Quest Elite also provides the following benefits: emergency taxi, replacement vehicle, accommodation and alternative transport.

Quest Roadside Assistance (included in Quest Elite and Standard covers)

The vehicle nominated on the Schedule is eligible for the benefits of Quest Roadside Assistance 24 Hours a Day, 7 Days a Week, 365 Days a year. You may make up to three Quest Roadside Assistance callouts per year.

Quest Roadside Assistance Benefits Include: Mechanical Breakdown Assistance, towing, flat battery, lockout service, lost keys, change of flat tyres, out of fuel.