LIMITED TIME OFFER · ENDS 24 DEC 2026

Holiday Car Loan Deal

New, up to 7 year loan term. 12.49% p.a., loans from $35,000 to $100,000. Defer first repayment until March 2027. Interest is charged from the day your loan starts. Fees, lending criteria and T&Cs apply

Get a 2020-or-newer vehicle with a $35,000 – $100,000 loan at 12.49% p.a., and the option to start repaying in March 2027.* 

 

Example: Borrow $60,000 over 6.5 years at 12.49% p.a., loan starting 1 December 2026 with the first repayment on 3 March 2027: $268.54/week (338 weekly repayments). Total amount payable $90,766.52, including the $345 establishment fee and $8.05 PPSR fee.

 

Call 0508 415 576  Apply now

 

 *Interest is charged from the day your loan starts, including the period before your first repayment. That interest is added to your loan and increases the total amount you repay.

 

Why choose this deal

 

Start repaying from March 2027
Settle your loan now, with your first repayment from March 2027.

Up to 7 years to repay  
A longer term means smaller regular repayments, but more interest over the life of the loan.

One clear fixed rate
12.49% p.a. for eligible applicants. Fees apply.

Buy from a dealer or privately
Finance for near-new vehicles from a dealer or a private seller. 

 Everything you need to know 
Interest rate 12.49% p.a.
First repayment  From March 2027. Interest is charged from the start of your loan.
Loan amount  $35,000 to $100,000 (including fees)
Loan term Up to 7 years (84 months) 
Vehicle Near-new: manufactured 2020 or later, from a dealer or private seller
Loan-to-value Under 120% of the vehicle’s value (LVR)
Who can apply Credit score of 650 or more and meet Geneva Finance’s lending criteria
Fees Establishment fee $345; PPSR fee $8.05. Added to your loan.
Not available for  Debt consolidation or refinancing an existing loan

 

Apply now

Terms and conditions
  1. Offer available for direct applications to Geneva Finance (by phone or online) from the launch of this offer until 5pm, 24 December 2026, and settled by 31 January 2027. Geneva Finance may close the offer early once promotional funding is fully allocated.

  2. All applications are subject to Geneva Finance’s lending criteria, including an assessment that the loan is affordable and suitable for you over the full loan term. Identity, income and bank statement verification apply.

  3. Your first repayment is due from March 2027. Interest and any applicable fees accrue from the date your loan starts and are added to your loan balance. This increases the total amount you pay over the life of the loan. Your loan contract applies in full during this period.

  4. Interest rate 12.49% p.a. An establishment fee of $345 and a PPSR fee of $8.05 apply and are added to your loan; any other fees are set out in your loan documents. Example is indicative only; your repayments will depend on your loan amount, term, settlement date and fees.

  5. Available for loans of $35,000 to $100,000, maximum term 84 months, secured over a vehicle manufactured in 2020 or later. The loan-to-value ratio (LVR) must be under 120%.

  6. Not available for debt consolidation, refinancing existing Geneva Finance loans, or applications already submitted through a dealer or introducer.

  7. Geneva Finance may decline any application that does not meet its lending criteria or responsible lending obligations, and may withdraw or change this offer at any time.

  8. Lending criteria, terms, conditions and fees apply. Geneva Finance Limited.

    *Promotional rate for eligible applicants. Interest is charged from the day your loan starts.
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0800 800 132
info@genevafinance.co.nz